Consulting approach

Why choose
ADVANTIS

Client satisfaction

Market survey

Consulting approach

The actual competence (and service quality) of a consulting firm lies in its consulting approach.

Our approach is based on a practically oriented extension of the St. Gallen-Management-Model. The top-down process is aligned with those responsible for finances and focuses on protecting the balance sheet.



Brief description/structure

1. Risk analysis

The monetary value of risks is assessed by means of workshops, interviews and inspections and presented in a comprehensible manner with regard to the maximum loss and loss probability (frequency) using the risk profile.





2. Risk policy

A risk policy is defined together with the CFO. It is based on financial strength, reserves and investor expectations (risk capacity/risk appetite).


3. Premium assessment

The premium optimisation potential is presented in a comprehensible and transparent manner based on the loss ratio (premium/claim ratio). ADVANTIS guarantees the savings stated.


4. Portfolio analysis

In a fourth step, the risk profile and risk policy are aligned with the insurance portfolio and any necessary adjustments explained in detail


5. Benchmarking

Personal insurance benefits are compared to the insurance solutions of similar companies. Positive and negative deviations are highlighted and explained.


6. Premium optimisation

The necessary portfolio adjustments and structural programme modifications are tendered in the insurance market and placed at optimal cost. ADVANTIS guarantees the best price at the time of tender.



7. Support

The necessary portfolio adjustments and structural programme modifications are tendered in the insurance market and placed at optimal cost. ADVANTIS guarantees the best price at the time of tender.


Insurance audit

The insurance audit comprises the entire process described under "Consulting approach" (sections 1 to 5). Result: A comprehensive report that is often adopted by the client's executive board or board of directors and serves as a guideline for risk management. The insurance audit is currently the leading tool for presenting the risk assessment, risk capacity, alignment with the insurance portfolio and premium savings potential in a structured and comprehensible manner.

Die Kranken-Taggeldversicherungsprämien stiegen in den vergangenen fünf Jahren um über 30 Prozent - die Gründe

Lesen Sie zu diesem Thema den Fachartikel «Die Kranken-Taggeldversicherungsprämien...

>> to article